Long-Term Care Insurance - UNUM

Eligibility     
Employees working a minimum of 20 or more per week
Coverage effective the first day of employment




Long Term Care Insurance
The District shall cover 100% of the premium for employees enrolled in the Basic plan.  Enhanced benefits will be available for employees who choose to pay the additional premium cost themselves for the enhanced benefits.  The plan is portable, upon termination an employee may continue the policy at their own cost. 



Benefit
Plans:

Plan 1**

Plan 2

Plan 3

Plan 4

• Nursing Home Facility
• Professional Home Care

• Nursing Home Facility
• Professional Home Care
• Total Home Care

• Nursing Home Facility
• Professional Home Care
• Simple Inflation

• Nursing Home Facility
• Professional Home Care
• Total Home Care
• Simple Inflation

**VASD covers Plan 1 with $1,000 facility monthly benefit amount and 3 year duration

Benefit Amount:
You can elect a monthly facility benefit amount from $1,000 - $6,000 ($1,000 increments only)

Duration:
You can elect the benefit duration to be 3 years or unlimited (Duration of benefits may vary depending on where benefits are received.)




Forms & Information
Enrollment Form
Evidence of Insurability Form
Authorization for Automatic Payment Form
Employee Handbook
Rate Sheet  
Rate Calculator
Long Term Care Worksheet
Long Term Care Guide



Contact
UNUM
LTC Department
2211 Congress Street
Portland, ME 04122
(800) 277-4165 #4  Policy Information
(800) 693-4900       Claims Information
http://www.unuminfo.com/verona
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